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Credit Report


A Credit Report is a historical credit data from various financial institutions, utilities, government, etc., on individuals and companies in the UAE. 

The Report will include:

Record of current and previous credit facilities.
Payment history over the last 24 months.
Payments overdue.
Records of any defaults 

To obtain a Credit Report, customers should visit the Customer Service Center at Al Etihad Credit Bureau (location map) and apply for a Credit Report. 

Documents required to obtain a Credit Report (individuals):
 
1. The Original Emirates ID card of the applicant.
2. Passport copy of the Applicant. (Old & new passport copy)
3. Credit Report Application Form - Individuals (available here) duly filled in. 

In the case of Authorization (Individuals), one must bring the following:

1. A copy of valid Emirates ID card & passport of the customer (owner of the Credit Report).
2. The original Emirates ID card of the authorized person.
3. Original notarized Power of Attorney acceptable to the Al Etihad Credit Bureau or an Authorization letter that includes authentication of the customer’s signature from a bank.
4. Authorization letter - Individuals (available in the Documents section) duly filled in. 

Documents required to obtain a Credit Report (Corporate):

1. Original Emirates ID card of the Establishment's owner or the Company's authorized signatory.
2. Company/ Establishment Trade License.
3. The original Articles of Association of the Company.
4. Credit Report Application Form - Corporates (available here) duly filled in. 

In case of  Authorization (Corporate), one must bring:

1. Copy of valid Emirates ID card of the Establishment's owner or the Company's authorized signatory.
2. Original Emirates ID card of the authorized person.
3.Trade License of the Company/Establishment.
4. The original Articles of Association of the Company.
5. Original notarized Power of Attorney acceptable to the Al Etihad Credit Bureau or the Authorization letter to include authentication of the Establishment's owner or the Company's authorized signatory from a bank.
6. Authorization letter - Corporates (available here) duly filled.

Further services and information sections will be provided by the Bureau in time.

To view the Credit Report sample (Individuals) Click here

To view the Credit Report Sample (Corporates) Click here

For price list details click here